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You can only reach the richest zip-code in America by water taxi or ferry. It is Fisher Island, filled with athletes, models and business people, it sits off the coast near Miami as a beacon of exclusivity. Shelly Hagana and Wei Lu report in TIME that:

The 216-acre island has diverse residents, representing over 50 nationalities and professions ranging from professional athletes and supermodels to executives and lawyers.

The average income in Fisher Island, ZIP code 33109, was $2.5 million in 2015, according to a Bloomberg analysis of 2015 Internal Revenue Service data. That’s $1 million more than the second-place spot, held by ZIP code 94027 in Silicon Valley, also known as the City of Atherton on the San Francisco Peninsula. The area’s neighbors include Stanford University and Menlo Park, home to Facebook and various tech companies. While the IRS data only provide the averages of tax returns, which can be skewed by outliers, Fisher Island is the only ZIP code in the Bloomberg analysis where more than half of all tax returns showed an income of over $200,000.

Read more here.