Do the Words “Retirement Plan” Make You Calm, or Stressed?

Sometimes the best thing you can do for your investments is to create a plan. Easy for me to say I know. One way that’s easy is to get a fresh start. Break bad habits. Start by consolidating with Fidelity, named by Kiplinger as the #1 online broker. Begin by rolling over that 401(k) into an IRA. Here’s some of what you get by rolling over.

What do you get with a Fidelity Rollover IRA?

Help building a plan that keeps up with a changing market and can adapt as your needs change
A wide range of investment options, including Fidelity and non-Fidelity funds, plus help choosing them
An easy-to-follow rollover process, with access to a specialist along the way

Already have a Fidelity Rollover IRA or previously started a rollover?
Let’s roll over your old workplace plan 

Tax Advantages

Tax benefits

A Rollover IRA is a type of Traditional IRA with the same potential tax-deferred growth of savings.

Withdrawals

10% early withdrawal penalty may apply for withdrawals taken prior to age 59½ if no exceptions apply.

Penalty-free withdrawals for qualifying first-time home purchase and certain college expenses

Minimum required distributions (MRDs) starting at age 70½