Independent Counsel: Are You Working with a Fiduciary?
If you ask one question to the person(s) handling your money it should be this: Are you a fiduciary? Because when you work with...
When You Have Lots to Lose, You Understand…
When you have a lot to lose, you understand risk. You understand what it takes—and what it took—to get to where you are. You...
Your Survival Guy’s Rich Advisor, Poor Advisor
In my more than 25 years working as a fiduciary in the investment business, I’ve observed quite a few areas that separate the rich...
Is Your Retirement Life a Mess? Let’s Talk
“Is your retirement life a mess? Then call 1-800-get-HELP.” No, this is not a commercial promising to change your life. This is about my...
YOUR RETIREMENT: Time Isn’t Necessarily on Your Side
In my conversations with you, you tell me how you made your money. You saved ‘til it hurt, had the kitchen table talks, put...
“Hmmm, Stocks Have Been Doing Well,” They Think
You’ve seen the debt load we’re gifting the grandkids. As I noted yesterday, one way to tackle it is by making cuts and buckling...
“And I’ve Never Forgotten,” His Nephew Told Me
You never know when you’re going to pick up a nugget of wisdom. Wisdom that can last a lifetime. In a world loaded with...
In Our Minds, We’re Always about 30 or So
Five years is a long time when thinking about where we’ve been since 2018. But over a lifetime, time flies. Because in our minds,...
Retirement Income: We All Want It, We All…
Retirement income. We all want it. We all need it. How do we get it? Well, dear reader, you’ve come to the right place....
“Survival Guy Prepare Yourself and Your Clients Accordingly”
Ahhh, Mr. Market. He goes up, he goes down, but in the long run, so they say, he always goes up. Maybe. But not...